Evolving Architectures of FinTech

Structuring a New Generation of Financial Services with Modular Software and Agile Development Strategies

Evolving Architectures of FinTech

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Many regard FinTech as another example of technological disruption, but FinTech solutions need to integrate with existing systems in the financial industry, not replace them. As this report explains, "integration" between emerging technology and the entrenched financial services infrastructure is an ongoing challenge. There is much progress, but many hurdles remain.

Through interviews with financial, technology, and legal experts, author Mike Barlow explores efforts to make financial services platforms more developer-friendly. Many software architects see modular software based on microservices and service-oriented architecture (SOA) as the way forward, but the financial industry’s regulatory environment is a significant barrier to overcome.

Download this report and learn how FinTech startups are creating novel types of business models in Africa and Asia, where there are far fewer traditional banks, and in Europe and the US, where financial institutions generally avoid the market for small business loans.

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Mike Barlow

Mike Barlow is an award-winning journalist, author and communications strategy consultant. Since launching his own firm, Cumulus Partners, he has represented major organizations in numerous industries.

Mike is coauthor of The Executive's Guide to Enterprise Social Media Strategy (Wiley, 2011) and Partnering with the CIO: The Future of IT Sales Seen Through the Eyes of Key Decision Makers (Wiley, 2007).

He is also the writer of many articles, reports, and white papers on marketing strategy, marketing automation, customer intelligence, business performance management, collaborative social networking, cloud computing, and big data analytics.

Over the course of a long career, Mike was a reporter and editor at several respected suburban daily newspapers, including The Journal News and the Stamford Advocate. His feature stories and columns appeared regularly in The Los Angeles Times, Chicago Tribune, Miami Herald, Newsday and other major U.S. dailies.