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Audio Recording for Profit by David Goggin, Chris Stone

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34

Good Insurance Is the Best Policy

One of the toughest challenges facing every facility owner is how to properly insure the studio jewels. We are all aware that it's a problem of too much or too little, and it always costs too much money for all of the restrictions that are imposed upon your studio. Most insurance agents, like most bankers, have no idea what happens in a recording studio and must be educated before they can really help you. For example, some project studios are under the mistaken impression that a homeowner's policy will take care of everything. Wrong!

If you are operating a commercial business from your home, and it has any revenue whatsoever, the rules change. You must, at the very minimum, submit a priced inventory of all ...

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