Bank Fraud: Using Technology to Combat Losses

Acknowledgments

I would like to acknowledge the amazing pool of talent of analytic and business thought leadership that I have been associated with over the last two decades in the vibrant San Diego analytics community. Specifically, my mentor Krishna Gopinathan, who in my opinion is the father of data science. In the mid-1990s, when no company had thought of (much less succeeded in) commercializing artificial intelligence–based models for risk management, he created an environment at HNC Software that brought together the best minds from multiple deep applied science and engineering disciplines. This led to some world-class thinking and pioneered the use of sophisticated nonlinear techniques, such as neural networks, which he made the de facto standard across the world. The scientists he groomed at HNC have gone on to lead several large companies in data science, and they continue to influence the world of data-driven decisions greatly. This association has influenced my thinking very profoundly.

I would like also to acknowledge my mentor Lynn Wallis for the guidance he has given me in the business interpretation of deep analytics, which helps me organize my thoughts every day—his influence has shaped this entire book; T.J. Horan for his initial thoughts on the book chapters—he was supposed to co-author this book with me but couldn't, but if he had not agreed to write this book with me, I would not have even started on the path of writing it; Dr. Vijay Desai; Dr. Paul Dulany whose ...