8. Clever, not cheap
When society pressurises you to spend, spend, spend, gain the confidence to just say no.
Frugality doesn’t need to turn you into a joyless cheapskate.
Get financially savvy and no longer dread the dull thud of your credit card bill on the mat.
How much money do you have in your purse or pocket? Those who respect money could probably tell you almost to the penny how much they have. Those, like me, who have a more complicated relationship with it, will probably get it quite wrong. The problem with money is that it is rarely what it truly is: simply a medium of exchange. No, money is often a way of expressing your beliefs about your status, class and even worth as a human being. Your attitude to money can enslave you or ...