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Beginning Investing by Danielle L. Schultz

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CHAPTER15

Investing for Retirement

In This Chapter

  • How much will you need to retire?
  • When can you retire?
  • Maximizing guaranteed income
  • Protecting your funds
  • Withdrawal strategies

The old reality was that Social Security provided a base to guarantee minimum living expenses. The new reality is that even if you collect the maximum monthly payment at full retirement age (currently $2,639/month), you’ll have a tough time living on it. Of course, most people don’t collect the maximum—$1,335/month is the average collected benefit. You’re probably going to want, or need, more than Social Security will provide.

It’s likely that investing for retirement ...

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