Introduction

Whether you think you can, or think you can’t, either way you’re right.

—Henry Ford

Most likely, you’re given the opportunity to select investments for your 401(k) every year at work. And every year, if you’re like most people, you have no idea what to choose or whether the options you do select are the best for you. In this book, I help you make informed decisions.

But maybe you’ve realized you’re never going to get rich through your 401(k) (or 403[b], or IRA, or—wait, you do have savings, right?). We also look at how you can accumulate money to invest and how to make that money work for you.

Maybe you’ve never invested in anything before and aren’t really clear about the difference between a stock and a bond. What about mutual ...

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