IMAGINE THAT YOU ASK to borrow my car so that you can visit an out-of-state friend. I smile and hand you the keys, a gasoline credit card, and my auto club card.
You’re happily surprised. “Thanks! I’ll see you later.”
“Not so fast,” I say. “First, you need to show me that you have the driving skills and maturity to bring my car home undamaged.”
“What do you mean?”
“By driving skills, ...