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Confessions of a Microfinance Heretic by Hugh Sinclair

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2 Baptism in Mexico

I stumbled into microfinance, partly out of curiosity, partly out of intrigue, partly for lack of anything else that excited me at the time. Some brief background is required to explain how this historical glitch occurred.

I was an investment banker for years, initially in Toronto, then in London. I’m an economist, and I worked for Barclays, which sponsored me to do a master’s degree in finance. I had drifted into technical trading of derivatives, something now criticized with some justification for being destabilizing. I subsequently moved to the corporate finance department of ING Barings. I found the work dreary, but I needed to pay off some student loans and this job served that purpose for two years. At a loss at what ...

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