1
Alex Johnson, “Economy hitting the elderly especially hard,” MSNBC, July 28, 2008.
4
Sara R. Collins, Jennifer L. Kriss, Michelle M. Doty, and Sheila D. Rustgi, “Losing Ground: How the Loss of Adequate Health Insurance Is Burdening Working Families—Findings from the Commonwealth Fund Biennial Health Insurance Surveys, 2001-2007,” The Commonwealth Fund, August 20, 2008.
5
“Mistakes Do Happen: A Look at Errors in Consumer Credit Reports,” U.S. Public Interest Research Group (U.S. PIRG), www.uspirg.org/home/reports/report-archives/financial-privacy-security/financial-privacy-security/mistakes-do-happen-a-look-at-errors-in-consumer-credit-reports, June 17, 2004.
6
Dean Foust and Aaron Pressman, “Credit Scores: Not-So-Magic Numbers,” BusinessWeek, February 7, 2008.
7
National Foundation for Credit Counseling, 2009 Financial Literacy Survey, April 2009.
8
“Credit card statistics, industry facts, debt statistics,” Ben Woolsey and Matt Schulz, http://www.creditcards.com/credit-card-news/credit-card-industry-facts-personal-debt-statistics-1276.php, May 13, 2010.
9
National Foundation for Credit Counseling, 2009 Financial Literacy Survey, April 2009.
10
Manuel Adelino, Kristopher Gerardi, and Paul S. Willen, “Why Don’t Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures, and Securitization,” Federal Reserve Bank of Boston, ...

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