The credit industry outside the United States
Abstract
Unfortunately, I have little international economics background, and not even a lot of travel under my belt. However, I feel that I can work on the internet to get a reasonable idea of international practices in ecommerce, credit usage, credit reporting, and credit scoring. As it turns out, countries do not share credit data or reputations: everyone starts out at zero. I turn first to the major Credit Reporting Agencies (CRAs) to see what countries they claim to work with, but on their lists are both minor countries and countries that do little business with them. I decide to cover the 20 largest economies and countries with over five million in population but among ...
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