Chapter 1 Introduction to Loan Decision Making: The PRISM Model
- Management 5
- Intention (Purpose) 8
- Repayment 9
- Internal Repayment Sources: Short-Term Loans 9
- External Repayment Sources: Short-Term Loans 11
- Internal Repayment Sources: Long-Term Loans 12
- External Repayment Sources: Long-Term Loans 13
- Safeguards 13
- Perspective 15
Unlike Mark Twain’s cat that once sat on a hot stove lid and would never again sit even on a warm one, bankers should always be careful to get from an experience just the wisdom that is in it—no more, no less. Banks need ...
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