Safeguarding Your Credit with a Spending Plan
In This Chapter
Recognizing the importance of a spending plan
Setting and prioritizing your financial goals
Taking simple steps to create a workable plan
Tapping into some financial resources
Making adjustments to your plan as you age
Imagine that you’re competing in the Olympics. The other athletes entered in your event have trainers and training plans to keep them focused and on track. You’d be at a severe disadvantage if you just made up your training as you went along instead of following a comprehensive plan that builds on a series of steps, each of which makes your workout more effective. Well, consider this book your trainer and this chapter a training regimen to help you develop spending and savings plan muscles for financial success.
So what does a spending plan have to do with credit? Everything! Your credit is a financial reflection of your life. If your life is out of control, chances are your finances are, too, ...