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Deal with Your Debt: The Right Way to Manage Your Bill$ and Pay Off What You Owe by Liz Pulliam Weston

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Chapter 4. Mortgages

Owning a home can be a good way to build wealth over time. Homeowners typically benefit from rising real estate prices, and many (although far from all) get tax breaks to help subsidize the cost.

But homeownership isn't right for everyone in all circumstances, and finding the right mortgage can be an incredibly tricky affair. You can easily find yourself paying too much for both your house and your loan. In the worst-case scenario, you could be setting yourself up for foreclosure and financial ruin.

Getting good, objective information on home buying and mortgages is tough, however. There are a lot of myths and outdated information. The people who tend to know the most about these transactions—real estate agents and lending ...

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