Chapter 15

PCI Compliance for Merchants

Chapter Objectives

After reading this chapter and completing the exercises, you will be able to do the following:

  • Understand the Payment Card Industry Data Security Standard (PCI DSS).

  • Recognize merchant responsibilities.

  • Explain the 12 top-level requirements.

  • Understand the PCI DSS validation process.

  • Implement practices related to PCI compliance.

The ever-increasing volume of credit, debit, and gift card transactions makes the payment card channel an attractive target for cybercriminals.

FYI: Consumer Credit, Debit, and ATM Card Liability Limits

According to the Federal Trade Commission, consumers report losses in the billions due to fraud each year. The numbers are expected to continue to rise. ...

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