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Digital Bank by Chris Skinner

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FIDOR BANK(Germany)

with Matthias Krönerchief executive at FIDOR Bank

Can you tell me a little about FIDOR Bank and how you got started?

Back in 2005, we were looking at innovations in social media and related areas. We saw that there was a lot of movement going on that was changing the world of retailing, publishing, distribution and so on, and felt that we could do the same in banking. We realised that you could not pretend that there was nothing happening in this space and felt that this was actually a great opportunity to open a new form of retail bank. Therefore, we applied for a banking licence in 2007 and received the licence in 2009, just after the credit crisis had started in Germany. We had to wait eighteen months to get the banking ...

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