Appendix

Present Value (1 + i) – n
Year1%2%3%4%5%6%7%8%9%10%
10.9900.9800.9710.9620.9520.9430.9350.9260.9170.909
20.9800.9610.9430.9250.9070.8900.8730.8570.8420.826
30.9710.9420.9150.8890.8640.8400.8160.7940.7720.751
40.9610.9240.8880.8550.8230.7920.7630.7350.7080.683
50.9510.9060.8630.8220.7840.7470.7130.6810.6500.621
60.9420.8880.8370.7900.7460.7050.6660.6300.5960.564
70.9330.8710.8130.7600.7110.6650.6230.5830.5470.513
80.9230.8530.7890.7310.6770.6270.5820.5400.5020.467
90.9140.8370.7660.7030.6450.5920.5440.5000.4600.424
100.9050.8200.7440.6760.6140.5580.5080.4630.4220.386
Year11%12%13%14%15%16%17%18%19%20%
10.9010.8930.8850.8770.8700.8620.8550.8470.8400.833
20.8120.7970.7830.7690.7560.7430.7310.7180.7060.694
30.7310.7120.6930.6750.6580.641 ...

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