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Essentials of Retirement Planning by Eric Robbins

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CHAPTER 20

Social Security

Introduction

Almost every retiree in America is touched by the Social Security system. For some, it is an extra source of income that enables them to touch their individual retirement account (IRA) in unusual circumstances only. For others, Social Security is their primary means of subsistence. It is therefore imperative to understand properly how this system works, who is eligible for benefits, how the benefits are calculated, and if someone should file for early benefits or not.

Learning Goals

•  Identify who is and who is not covered by Social Security.

•  Understand the differences between being fully insured and currently insured for Social Security purposes.

•  Understand the different coverage programs offered ...

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