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Everyday Entrepreneurs: A Sugar-free, Dragon-slaying start-up guide for the simple small business by Ken Horn

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13. GETTING FUNDING

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THE FIRST THING YOU NEED TO RECOGNISE IS THAT there is a whole matrix of finance available subject to how much you need, what you want it for and whether you have a good or poor credit score:

  • self-financing (personal funds, family, friends)
  • bank finance (loans, overdrafts)
  • loan guarantee and enterprise funds
  • business angels (typically interested in proven businesses)
  • factoring, invoice-discounting
  • Prince’s Trust (under 30) and PRIME (Prince’s Initiative for Mature Enterprise).

Family finance

Naturally, the cleanest form of finance is your own or from a family member. It’s inexpensive, it’s low-maintenance, it’s relatively ...

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