APPENDIX FGetting the Most from the 50 Largest Employer Retirement Plans

I have studied the employee retirement plans for the U.S. government and the largest corporate employers. In the following pages you will find my specific recommendations for the best investment choices in the 50 largest plans in the country.

I believe most participants in these plans will find what they need in the aggressive, moderate, and conservative allocations suggested. In order to understand the following suggestions, you should know a couple of things.

• First, we obtained the data underlying our recommendations from BrightScope Inc.’s proprietary retirement plan database, which is comprised of public data aggregated from the U.S. Department of Labor, including ...

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