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Financial Freedom: A Guide to Achieving Lifelong Wealth and Security by Reuben Advani

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Budgeting and Saving—Oh, No!

Look, tonight is the future, and I am planning for it. There’s this shirt I gotta buy, a beautiful shirt.

—Tony Manero, Saturday Night Fever

Back in my days as an investment banking analyst, I would carefully observe the behavior of my higher-ups. It was an enjoyable distraction and a terrific way to break up the workday. One managing director proved particularly intriguing. While he structured multimillion dollar deals and probably earned several million dollars a year in salary and bonus, he was always strapped for cash. Whether it was the seemingly endless chain of renovation expenses on his Greenwich mansion, ...

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