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Fundamentals of Risk and Insurance, 11th Edition by Therese M. Vaughan, Emmett J. Vaughan

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PREFACE

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This eleventh edition of Fundamentals of Risk and Insurance marks the 41st anniversary of the first edition, published in 1972. Over the years, the book has undergone major changes as the field of risk management and insurance has changed. Emmett J. Vaughan, the original author and architect of the text, guided the revisions over the years to maintain the text's primary focus, that of a consumer-oriented text. He was passionate about the field of risk and insurance, and his passion was reflected in the book through the decades. Professor Vaughan saw risk and insurance implications everywhere, from personal life events to the changing world around him to the fairy tales he read to his children (with commentary). His enthusiasm for the field was infectious and influenced many students to pursue careers in risk and insurance. I was fortunate to have him as a teacher, advisor, role model, and father.

Professor Vaughan died in October 2004, just as we were beginning to discuss the tenth edition of the book. This text had been a proud accomplishment of his for over 30 years., and, in nearly all respects, this is still his book. Though I have updated it to reflect recent developments and tried to shorten it in parts, the bulk of the text reflects his thoughts over his forty-plus ...

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