Future Communication, Information and Computer Science – Zheng (Ed.)
© 2015 Taylor & Francis Group, London, 978-1-138-02653-7
Data mining application in bank credit risk analysis
Y. Wang & C. Guo
Beijing Jiaotong University SEM, Beijing, China
D. Ma
School of Information Engineering, Shenyang Broadcasting TV University, Shenyang, Liaoning, China
ABSTRACT: This article describes the prediction and assessment of bank credit risk, and proposes and analyzes
two methods: distributed data mining method and data mining method based on accounting information. These
two methods are carried out on prediction and assessment. At last, the author proposes a new model to control
the bank credit risk on a high level.
Keywords: data mining; information entropy; credit ...