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Exceptions:

Ch. 10: From the FDIC’s Banking Review vol. 17, no. 4, pp: 31–55 and in the Public Domain.

Ch. 12: Flannery, Mark J. and Rangan, Kasturi P. What Caused the Bank Capital Build-up of the 1990s? Review of Finance Advance Access published on March 22, 2007, doi:10.1093/rof/rfm007.

Reprinted by permission of Oxford University Press.

Ch. 13: This content was originally published by the FDIC and is in the Public ...

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