Credit card default dataset

OK, time to get our hands dirty with the credit card default data. We saw the descriptions of the features back in Chapter 2, Problem Understanding and Data Preparation:

  • SEX: Gender (1 = male; 2 = female).
  • EDUCATION: Education (1 = graduate school; 2 = university; 3 = high school; 4 = others).
  • MARRIAGE: Marital status (1 = married; 2 = single; 3 = others).
  • AGE: Age (year).
  • LIMIT_BAL: Amount of the given credit (New Taiwan dollar)—it includes both the individual consumer credit and his/her family (supplementary) credit.
  • PAY_1 - PAY_6: History of past payment. We tracked the past monthly payment records (from April, 2005, to September, 2005) as follows: 0 = the repayment status in September, 2005; 1 = the repayment ...

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