October 2009
Beginner
288 pages
5h 30m
English
book
Homebuyers Beware: Who’s Ripping You Off Now?—What You Must Know About the New Rules of Mortgage and Credit
by Carolyn Warren
Content preview from Homebuyers Beware: Who’s Ripping You Off Now?—What You Must Know About the New Rules of Mortgage and Credit
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Index
Symbols
15-year fixed loan, 89
versus 30-year loan, 210
refinancing to, 203
30-year fixed loan, 88
versus 15-year loan, when refinancing, 210
5/1 ARM, 92
620 credit score, 22
7/1 ARM, 92
800 credit score, 37-38
A
accounts, freezing, 68
action ads (Internet), 231
adjustable rate loans, refinancing, 210
Adjusted Origination Charges, Good Faith Estimate new form, 162
administration fees, 117-118
adverse credit, loan approval, 177
advertised rates, deceptive practices, 232
aggregate calculations, 32
ancillary fees, 126
annual credit reports, credit scores, 23
annual percentage rate (APR), 7
anti-predatory laws, 5
application fees, 119-120, 158
appraisal fees, 121
Good Faith Estimate, 158
appraisal review fees, 126
appraisals, 84
free appraisal ...