How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line

Chapter 3. Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers

Want to save yourself hundreds or even thousands of dollars on your credit card bills? When you understand how card issuers set interest rates, you’ll be able to spot the good, better, and even exceptional card offers that can significantly improve your financial picture.

I have routinely used low-rate offers to creatively finance all sorts of purchases, including real estate, wedding-related expenses, and a minivan (to accommodate our five kiddos). I’ve saved thousands and have improved my cash flow in the process.

Many people also use credit cards to get out of other types of debt, as strange as that may sound. There’s no good reason to pay 10%, 15%, or more ...