
approach provided a more accurate prediction rate of
the linear prediction model.
3 RESEARCH METHOD
3.1 Study sample
The populations of this study were the small enter-
prise managers in South Sumatera Province. They are
engaged in retail trade. This research is the percep-
tion study. I designed a questionnaire for variable of
character, capacity, and economic condition in interval
scales by using a Likert scale while collateral, cap-
ital, and the performance (return on equty) in ratio
scales. I sent and asked them to fill out a complete and
honestly and in accordance with the existing circum-
stances. The sampling method used in this study was
purposi ...