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Kicking the Property Ladder: Why buying a house makes less sense than renting - and how to invest the money you save in shares, gold, stamps and more by Robin Bennett

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Chapter 3. A (Very) Brief History of Property

PROPERTY IS NOT just an investment, it is where we live. By that I mean our house is not just a cash cow – like taking a punt on equities or signing up to a pension that you find boring but necessary. It is where we spend most of our free time; it is where we bring up our children and go home to our loved ones when we are tired or sad or we wish to celebrate, or simply because we have nowhere else to go. The type of home we choose also defines us. And the oft-repeated saying that an Englishman’s home is his castle, seems to suggest that we, as a nation, are more attached to home ownership than most.

Today, approximately 70% of households in Britain are under owner-occupation. However, in 1914 ...

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