Chapter 3. Your Money Beliefs and Practices

 

“There is only one class in the community that thinks more about money than the rich, and that is the poor. The poor can think of nothing else. That is the misery of being poor.”

 
 --Oscar Wilde

Even if you are “well educated,” you probably could learn more about how to make the most of your money and the time and energy that goes into making, spending, saving, investing, and protecting it. After all, the basics of good personal financial practice—spending less than you earn, investing your savings in proven vehicles for the long term, and securing adequate insurance coverage—are relatively simple. Many people, however, are unable to follow these rules for the same reasons people can’t follow a diet: ...

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