Chapter 8. Life Happens: Big-Ticket Infrequent Spending

While it’s important to pay attention to the little daily spending that adds up, you can’t ignore the big monster expenses that happen less often. We all know what they are: cars, homes, weddings, medical bills, and the like.

These large infrequent expenditures are prime areas for saving a bundle of money at one time. But they’re also areas that much is written about, and information is readily available. So, I’ll try to give you overall concepts about this type of spending.

For some topics, I’ll put first things first. For example, the first question in buying a car is not, “What car do I want?” Instead, it is, “How much can I spend?” followed by “What car do I want for the money I can afford ...

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