Spelling Out What Medicare Covers (A Lot, but Not Everything)
In This Chapter
Getting a handle on the coverage you get under Medicare Part A and Part B
Figuring out what Medicare Part D covers
Being aware of what Medicare doesn’t cover
Recognizing that some coverage comes with limits
Medicare is huge — a program of Titanic proportions. It covers so many medical services that just to list them all would fill this entire book. And describing each service or item in detail — in terms of the coverage requirements or limitations that apply in different circumstances — would take several books. So I need to use a big brush here.
In this chapter, I broadly paint in the categories of care that Medicare pays for under Part A, Part B, and Part D so that you get a good idea of its scope. (The Medicare Advantage program gets its own explanation in Chapters 1, 9, and 11.) I also explain some types of care that you may expect to be covered by Medicare but that actually aren’t. And finally, I show that a few services come with limitations on coverage, meaning that Medicare helps pay ...