Chapter 13

Starting Out as a New Medicare Beneficiary

In This Chapter

arrow Considering all your cards

arrow Breaking down the info that comes with your coverage

arrow Paying your premiums (and facing the music if you don’t)

arrow Having your records in order

arrow Figuring out which doctors accept Medicare and to what extent

arrow Understanding how Part D works at the pharmacy

You’re in. Social Security has confirmed your enrollment and sent you your Medicare ID card, which displays the date when your coverage for Part A and Part B becomes effective. (I’m assuming here that you’ve signed up for Part B. If you delayed Part B enrollment, for reasons I explain in Chapter 6, you don’t need to know most of the stuff in this chapter right now; know that it’s here for you when you do sign up.) Maybe you’ve also enrolled in a Part D drug plan or a Medicare Advantage plan, as explained in Chapters 10 and 11.

So what happens ...

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