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Mobile Security: How to Secure, Privatize, and Recover Your Devices by Mari Heiser, Jaya Nampalli, Joseph Anderson, Darla Nykamp, Tim Speed

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Will your money be "too" mobile?

With all the concerns over mobile device malware and data theft, should you even consider using your device for mobile banking or bill paying? The answer is a surprising "Yes, but with precautions." Banks typically have strong security protections, which can work to your advantage. They understand the additional risks inherent in mobile devices. This allows them to implement measures specific to mobile banking, which increase the security of your transactions.

For example, a bank can authenticate you through your phone's unique ID. That would prevent anyone else, using a different device, from accessing your account. A bank can also limit transactions to certain cell tower areas that coincide with your home, office, ...

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