
134 Money Laundering: A Guide for Criminal Investigators, Third Edition
BANK FUNCTIONS
Almost all of a bank’s services, however extensive, are basi-
cally collateral to the main business of lending money and
collecting interest. Banks do prot from their other services,
but the other things banks do are mostly there to keep custom-
ers at the bank until they need a loan. If you are a nancial
investigator, you are almost always more interested in these
other service areas; thus, knowing what a bank does, how it
functions, and what records are generated is important.
The basic functions of a bank, in addition to making loans,
are to receive deposi ...