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Money Made Easy 2015-16: The complete guide to making and saving money for the whole family by Laura Whitcombe, Mark King

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Set yourself a goal

First off, give yourself a pat on the back. If you’re ready to seriously begin saving for a new car, home, holiday or wedding, it means you must be in control of your finances. So you must be financially savvy and the envy of your debt-ridden friends.

That said, if you do still have credit card debt or a personal loan, it may well be worth paying this off before you start to save: there’s no point paying sky-high interest on debt if you can pay it off early and begin saving that extra cash.

So why do we save? After all, if you want to get married, you could just stick the cost on a credit card and worry about it later. You can do that, of course, and we detail the lowest-cost options available to you in our chapter on getting ...

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