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Mortgages 101, 3rd Edition by David Reed

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CHAPTER 1

Introduction to Mortgages

There’s a lot more to buying a home than just picking one out and moving in. If you don’t have a wad of cash stuffed in your sofa cushions, chances are you’ll need a mortgage. Mortgage lending has been around for a long, long time, and some things haven’t changed, while other parts of the mortgage process are brand new. Knowing what you’re getting into can help you to make the right decisions.

1.1 HOW HAS THE MORTGAGE MARKET CHANGED SINCE THE LAST EDITION OF MORTGAGES 101?

Wow. A lot, and that’s what we’ll be covering in this new third edition. Yet we appear to have come somewhat full circle dating back to 2004 ...

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