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Mortgages Made Easy: 8 Steps to Smart Borrowing for Homes and Investment Properties, Australian Edition by Bruce Brammall

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1 Debt — the grease that oils the property wheel

Okay Mouseketeers, this book is talking about money and property, so I want you to start by having a quick look in that place where you stash your cash. So take a second to grab your wallet or purse.

How much is in there? Probably somewhere between $0 and $300. A quick survey of some Facebook friends suggests the average is probably $50. (But a startling number of my mates had less than ten bucks!)

What will chump change of $50 get you? It will fill roughly half of your car's petrol tank, which might get you 300 kilometres out of Dodge. It might get you a new tie, if it's on sale. It might also get you drunk (once). But it won't do much more than that. And it definitely won't do all three. Unless ...

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