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Mortgages Made Easy: 8 Steps to Smart Borrowing for Homes and Investment Properties, Australian Edition by Bruce Brammall

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3 Getting mortgage fit

You're right to dive into this property caper, are you? Property is pushing your buttons. The dream has been brewing in the back of your mind for a while. And nothing you've read here so far has made you waver at all.

You've decided on a home or investment property. Short of winning the lotto, you understand this is going to involve borrowing huge wads of cash. Now you want directions to the starting line.

Right, next … are you financially fit? Do you know what I'm talking about? Could you flex your financial biceps and have a mortgage broker fawn over you, like John Travolta when Olivia Newton-John began belting out ‘You're the One That I Want' in Grease? If you truly are financially fit, banks will fall over themselves ...

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