By John Duncalf and David Coverdale
John Duncalf is a Chartered Insurance Practitioner with over 50 years working experience of the insurance sector and industry. He has spent the last 20 years specialising in the corporate insurance requirements of UK financial institutions.
David Coverdale is a consultant in business continuity and risk management and is owner of BCP4me continuity management software. His career of 33 years includes insurance, TQM, process engineering and executive positions in Xerox, Pace and Sharp Electronics. Today David provides risk and continuity services to major insurers, brokers and their clients.