
Information technology risk 91
computers, communications, and sophisticated software in risk management, and the
deliverables which we get.
The good news is that knowledge and experience can be instrumental in controlling
information technology risk – from overall system perspective all the way to
implementation details. What did we learn from 45 years of computer applications,
databases, and communications experience in banking? The A,B,C can be phrased in
these terms:
䊏 A The able usage of information systems is a matter of culture – not of
machines.
䊏 B We get little from our investment unless we have clear goals, and effectively use
technology to reach ...