IN THIS CHAPTER
Defining what matters most to you
Setting and prioritizing your financial goals
Saving for unexpected expenses, a real estate purchase, a small business, or educational needs
Estimating what you need for retirement and making up for lost time
In my work as a financial counselor, I always asked new clients what their short- and long-term personal and financial goals were. Most people reported that reflecting on these questions was incredibly valuable, because they hadn’t considered it for a long time — if ever.
In this chapter, I help you think and dream about what you want to get out of life. Although my expertise is in personal finance, I wouldn’t be doing my job if I didn’t get you to consider your nonfinancial goals and how money fits into the rest of your life goals. So, before I jump into how to establish and save toward common financial goals, I discuss how to think about making and saving money, as well as how to best fit your financial goals into the rest of your life.