Chapter 1

Your Financial Checkup


check Determining your net worth

check Understanding your savings rate

check Getting your credit score and keeping an eye on it

check Beginning your investment portfolio

check Protecting yourself with insurance

check Looking at common money mistakes

Where did your childhood and those years go? Was it that long ago that you were concerned with what exams you had coming up, what you might be doing over your summer break, and what kind of job you were interested in and qualified to do?

As a young adult, you wonder where you are going to live, how much a decent apartment will cost, and how much you will actually have left over after taxes and those other pesky deductions are taken from your paycheck. How much will it cost to buy a home that you’ll really want? What are the best ways to save and invest your money?

Those are some pretty big questions that even people 20 and ...

Get Personal Finance in Your 20s and 30s For Dummies now with O’Reilly online learning.

O’Reilly members experience live online training, plus books, videos, and digital content from 200+ publishers.