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Personal Finance in Your 20s & 30s, 5E by Susan Shelly McGovern, Sarah Young Fisher

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CHAPTER13

Your Savings Options

In This Chapter

  • The benefits of saving
  • Types of accounts for saving
  • The pros and cons of various accounts
  • Growing your money with interest

Saving money isn’t always easy, but it’s necessary to secure your financial future. And once you get the hang of putting away money, it’s not as hard as it might seem.

People who have some money saved tend to be less anxious than those who live paycheck to paycheck. Nearly everyone worries from time to time about how to pay the rent, or the taxes, or the cable bill. Having some money in your savings gives you a cushion if you run short of cash.

Saved money also gives you more ...

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