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Personal Finance in Your 20s & 30s, 5E by Susan Shelly McGovern, Sarah Young Fisher

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CHAPTER19

Choosing Life Insurance

In This Chapter

  • You need life insurance
  • Different types of life insurance
  • Choosing the insurance that makes sense for you
  • Knowing how much insurance you need
  • Finding a good policy you can afford

When you’re young and getting started financially, the thought of buying life insurance might not have even crossed your mind.

A 2015 survey by LIMRA, an insurance research and consulting firm, showed that fewer than 20 percent of millennials say they’re likely to buy life insurance. What’s more, 3 out of 10 said saving for vacation was a bigger priority than life insurance, and 60 percent reported that paying cable, ...

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