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Insuring Your Property

Typically, an individual’s most important possessions are their home and ­automobile. Now that you have learned how to insure your life, health, and earning power, you want to be sure that your home(s) and automobile(s) are protected against significant financial loss as well.

As you prepare to read this chapter, keep in mind that, unlike homeowner’s ­insurance, which generally is not mandatory unless you are required to ­purchase it by your mortgage lender, automobile insurance is required by many states. Specifically, states require all drivers to be financially responsible for damages or injuries caused to others as ...

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