2. Determine Your Time Frame for Financial Independence

While you’re still living in the fantasy, think ahead to the day you will be financially independent. This will be the day when you can wake up in the morning and say to yourself with complete freedom, “What do I most want to do today? How do I want to live this day?” Financial independence doesn’t have to mean retirement. It could be modifying your work, changing jobs, or realizing your career objectives in some other way. It could mean not working at all and enjoying travel, hobbies, family, or whatever you choose as significant goals for your life. Regardless of your priorities, you should look forward to your “financial independence day.”

Now, after you have this picture in mind, how ...

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