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Private Wealth Management: The Complete Reference for the Personal Financial Planner, Ninth Edition, 9th Edition by Jerry Rosenbloom, G. Victor Hallman

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20

Basic Insurance Principles and Selecting Insurers

Insurance provides an important means for meeting the financial objectives of most people. This chapter deals with some important concepts about the nature of insurance and the evaluation and selection of insurance companies.

PERSONAL RISK MANAGEMENT

The term risk management normally means identifying risk exposures and consideration of alternative methods for dealing with risk. Business firms commonly use this approach in managing their exposures to risk. It also can be used by individuals in managing their personal exposures, in which case it sometimes is called personal risk management.

The logical start of any risk management program is the recognition of one’s exposures. This may not be ...

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