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Private Wealth Management: The Complete Reference for the Personal Financial Planner, Ninth Edition, 9th Edition by Jerry Rosenbloom, G. Victor Hallman

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22

Health and Disability Income Insurance

There are two traditional types of health losses against which people should protect themselves and their families: disability income losses and medical care expenses. They are covered in this chapter. Another type of related loss—custodial care expenses—is the subject of Chapter 23.

SOURCES OF HEALTH INSURANCE PROTECTION

Social Insurance

The main social insurance programs that provide health benefits are the disability portion of the federal Social Security system; the Medicare portion of the federal Social Security system; state and federal workers’ compensation laws; nonoccupational temporary disability benefits laws of some states; and, while not social insurance as such, the Medicaid program. Finally, ...

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