Chapter 9. Save by Choosing the Right Loans

IN THIS CHAPTER:

  • Understand your loan objectives

  • Get the best deal on credit cards

  • Find a good car loan or lease

  • Choose the right mortgages

  • Learn about other types of loans

  • Ditching these debts quickly

Sometimes, even with a great savings plan, you still must borrow. Perhaps you need a new car, and can’t get to work without it. Or, maybe you want to buy a home with the objective of ultimately never having to pay rent again. In such cases, borrowing may make sense. But your objective is to get your loan at the lowest cost and get it behind you as quickly as possible.

Toward this goal, you always want to shop around for the lowest interest rates, lowest fees, and shortest term possible with payments you can afford. ...

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