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Retirement Savings Policy by Michael P. Barry

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Introduction

We’re all going to retire. Barring bad luck or misfortune, we are all going to get old and, at some point, no longer be able to work. Or not want to work.

Retirement is built into our biology. It presents a challenge that we humans have been living with, one way or another, since the dawn of time: how do we support ourselves when we can no longer do so through our own labor?

That question presents a personal, social, and political challenge to all of us. The answer to it has changed as our circumstances, our capacities, and our demographics have changed.

Here at the beginning of the 21st century, the challenge of retirement has become especially acute. Medical science is helping us to live longer and longer lives, in retirement. ...

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